Introduction | Participating Fund | FAQ

Make your money work even harder for you by investing in eInvestSmart.

Don't miss this opportunity to earn up to 9% p.a. on top of the normal Fixed Deposit (FD) rate. Just sign up for eInvestSmart now and enjoy potentially higher returns from selected conventional equity Unit Trust (UT) funds on top of your assured higher fixed deposit returns. eInvestSmart - your smart and convenient way to invest!

How to start investing?

  • If you do not have a unit trust account, open a unit trust account online immediately via CIMB Clicks eInvest. For more information, please click on this link.
  • A minimum investment of RM10,000 with a fixed allocation of 60:40 (60% in UT, 40% in FD).
  • Select from a Fixed Deposit tenure of 1, 3, 6, 9 or 12 months.
  • Invest in selected conventional equity Unit Trust funds.
Minimum Amount
FD
Tenure
[Month(s)]
Total Amount
(UT+FD)
(RM)
FD
40%
(RM)
UT (Equity)
60%
(RM)
UT (Equity) Sales Charge FD Preferential
Rates (p.a.)
1 12,500 5,000 7,500 2.5% 9%
+ board rate
3 10,000 4,000 6,000 2.5% 3%
+ board rate
6 10,000 4,000 6,000 2.5% 1.5%
+ board rate
9 10,000 4,000 6,000 2.5% 1%
+ board rate
12 10,000 4,000 6,000 2.5% 0.75%
+ board rate

The term ‘board rate’ means the normal FD rate quoted by the Bank applicable to the corresponding FD tenure stated above.