Stimulated Returns
Let’s assume that you:
- Contribute RM100 every month until 5 years before maturity.
- Receive Bonus Units for the first year of tenure.
- Do not make an Early Redemption during the tenure.
Here’s what you could enjoy with Max InvestSave: |
| Tenure 15 years - RM12,000.00 Invested |
| Scenario |
CIMB Evergreen Index Performance Per Annum |
Total Payment Amount at Maturity |
Max InvestSave Average Return Per Annum |
| Bearish |
0.33% |
RM21,452.66 |
5.67% |
| Base Case |
6.27% |
RM31,066.32 |
9.16% |
| Bullish |
11.94% |
RM47,554.41 |
13.09% |
|
| Tenure 20 years - RM18,000.00 Invested |
| Scenario |
CIMB Evergreen Index Performance Per Annum |
Total Payment Amount at Maturity |
Max InvestSave Average Return Per Annum |
| Bearish |
0.35% |
RM42,342.02 |
6.52% |
| Base Case |
6.29% |
RM84,392.71 |
11.43% |
| Bullish |
11.95% |
RM188,384.67 |
16.85% |
|
| Tenure 25 years - RM24,000.00 Invested |
| Scenario |
CIMB Evergreen Index Performance Per Annum |
Total Payment Amount at Maturity |
Max InvestSave Average Return Per Annum |
| Bearish |
0.34% |
RM77,280.86 |
7.23% |
| Base Case |
6.28% |
RM224,223.56 |
13.13% |
| Bullish |
11.95% |
RM762,690.34 |
19.44% |
|
| Tenure 30 years - RM30,000.00 Invested |
| Scenario |
CIMB Evergreen Index Performance Per Annum |
Total Payment Amount at Maturity |
Max InvestSave Average Return Per Annum |
| Bearish |
0.31% |
RM137,254.15 |
7.82% |
| Base Case |
6.26% |
RM601,749.40 |
14.14% |
| Bullish |
11.92% |
RM3,215,627.06 |
21.30% |
|
CIMB InvestSave Index is provided as a reference for the underlying transaction of the Max InvestSave Profit Sharing Specific Investment Account-i and the Bank shall not at any time be a party to any transaction related to the trading of CIMB InvestSave Index or CIMB Evergreen Index.
The dynamic investment strategy of the CIMB Evergreen Index is what allows the index (and investors) to gain higher potential returns, even under different market conditions. |
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Note: The simulated performance is generated based on the generally accepted Monte Carlo simulation using 1000 paths with an expected margin of error on the Average Return of +/- 1%. The parameters used to generate the 3 scenarios are more conservative than the actual realised historical parameters since 6 June 2002. Assumptions on the parameter input are as follows:
| Scenario |
Sharp Ratio |
| Bearish |
0 |
| Base Case |
0.5 |
| Bullish |
1 |
| Historical |
1.21 |
Customers are advised that the simulation results are used for illustration purposes only based on hypothetical parameters and are not meant to be a guarantee, representation or an indication of future performance. Further information can be obtained from your sales representative upon request.
| Bonus investment for early birds |
| For every contribution made during the promotion period, we will top your account up to 30%. For a limited time only. |
* Terms and conditions apply
You may click on any of the link(s) below for further information:
- Latest Reference Index value (RIV) & Key Dates
- Historical RIV
- Cut Off, Conversion and Payment Date Schedule
- Product Brochure
- CIMB Evergreen Factsheet
For more information, please call 1 300 880 900, visit any CIMB Islamic bank branches, co-located at CIMB Bank branches nationwide.
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