About Max InvestSave Why Max InvestSave? What returns will I earn? Promotions  

Get the best of both worlds with Max InvestSave. A savings-cum-investment account that offers you potentially higher returns than Fixed Deposits or the General Investment Account-i. Max InvestSave also delivers the ultimate in flexibility – you can start with any amount1 and top it up anytime you want.

Affordability

  • Contribute any amount* that you’re comfortable with.

Flexibility

  • Deposit any amount, any time – via cash deposit or standing instruction.
  • Withdraw any amount, any time at the market price. No penalty will be charged upon early withdrawal.
  • Redeem in part or in full (minimum 0.001 unit)
  • Choose from 4 different tenures** to meet your desired long-term goals.

Security

  • 100% principal protection if held till maturity.
  • Covered by the Malaysia Deposit Insurance Corporation.

Highest Returns

  • Enjoy the highest*** market price achieved during your chosen tenure, when held until maturity.
  • You are 100% Principal AND Profit protected if held until maturity.
  • Max InvestSave is based on Restricted Mudhabarah concept with profit sharing ratio of 95% (Depositor): 5% (Bank).

Lock in the highest*** market price

Unlike ordinary investment accounts, Max InvestSave marks the highest*** market price – Reference Index Value (RIV) achieved during your chosen tenure. At maturity, you are protected on your maximum returns as well as from any adverse fluctuations that may have occurred.

*. Minimum investment of RM50.
**. 15, 20, 25 or 30 years tenures.
***. You will receive the highest market price achieved during the deposit tenure at maturity, regardless of when you open your account.